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| Last updated on January 9, 2008 |
The mission of the Maine State Housing Authority is to assist Maine people to obtain and maintain decent, safe, affordable housing and services suitable to their unique housing needs. In carrying out this mission, MaineHousing will provide leadership, maximize resources, and promote partnerships to develop and implement sound housing policy.
Description:
HOMEBUYER ASSISTANCE
MaineHousing provides low-interest rate loans and other assistance to help make home ownership affordable for low to moderate-income homebuyers. Our First Home Program is available to first time buyers and people that have not owned homes in the past three years. We even provide downpayment and closing cost assistance to eligible buyers. And a lot more people are eligible for our assistance than you may think.
HOME IMPROVEMENT ASSISTANCE
MaineHousing offers many programs to help with your home improvement and repair needs. With one application to the Home Repair Network, you can apply to state and federal programs that provide or low cost loans to repair or replace failed wells or septic systems, make heating, electrical, or structural repairs, and improve home accessibility. MaineHousing also offers programs to make your home lead safe, or fund repairs if your home has been damaged in a declared natural disaster.
RENTAL ASSISTANCE
Rental housing costs are increasingly out of reach for many lower and moderate income Maine people. Rental assistance, either in the form of housing choice vouchers, subsidized apartments or affordable rental housing can help. Vouchers can help pay your rent in the apartment of your choice. Subsidized apartments provide qualified tenants below-market rents. Affordable rental housing are units which the rent is capped to benefit the tenants. Waiting lists can be long, so you may want to apply for both kinds of help.
ENERGY ASSISTANCE
If you cannot afford to heat your home, pay electric bills, or would benefit from energy improvements such as new insulation, a new heating system, or energy efficient appliances, help may be available from MaineHousing programs. Lower income households may qualify for heating assistance and energy improvements at no cost to them. Moderate-income households may qualify for low cost energy loans.
HOMELESS ASSISTANCE
If you are homeless and need emergency shelter, or need transitional or subsidized housing to get back on your feet, MaineHousing may be able to help. We finance emergency shelters and other affordable housing options, and can help you locate this housing. We also provide rental assistance to people who are homeless and working toward self-sufficiency. MaineHousing and its partners are working to end homelessness in Maine.
HOUSING DEVELOPMENT
MaineHousing offers several programs to encourage private development of affordable rental housing for families, seniors and persons with special needs. Low income housing tax credits, development loans, direct development subsidies, affordable housing tax increment financing, and options to restructure debt are available. Developers are required to ensure that housing developed with MaineHousing financing remains affordable.
History:
MaineHousing is an independent state agency that bridges public and private housing finance, combining them to benefit Maine’s low and moderate-income people. MaineHousing brings millions of new private and federal housing funds to Maine annually to create safe, affordable, warm housing. More than 90,000 Maine households benefited from MaineHousing’s programs in 2006.
Contact person: Kathleen Poulin, Project Manager, (phone), (email)
Office fax number: (207) 626-4678
Address:
Web Site: http://www.mainehousing.org/
Directions:
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From Turnpike/Interstate heading north: Take the first Augusta exit, which will bring you to Route 202 (Western Avenue). Continue on 202/Western Avenue through six traffic lights until you reach the traffic rotary. Go around the rotary about three-fourths of the. . . (more)
Nearest Bus Stop: Winthrop St and Water St (downtown Augusta), 2 minute walk |
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